The Nova Group
Elevating Credit. Building Legacy.
Your Credit. Your Future. Your Elevation.
About The Nova Group
At The Nova Group, we believe restoration is about more than credit — it’s about renewal, alignment, and second chances.
Many of our clients come to us after life has happened — loss, setbacks, broken seasons, or moments that didn’t go as planned. We understand that financial struggles often carry emotional weight, and we approach every client with compassion, integrity, and purpose.
Our work is guided by the belief that nothing is wasted — not your past, not your mistakes, and not your journey.
This isn’t just about repairing credit — it’s about creating space for new doors, restored hope, and a future aligned with purpose.
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Credit Restoration Packages
Choose the plan that aligns with your credit restoration journey.
Every package is designed with intention, strategy, and personalized support.
This 2-month credit repair package is designed to help improve your credit profile by targeting inaccurate and negative items on your report.
✔ Late Payments
✔ Collections
✔ Hard Inquiries
✔ Charged-Off Accounts
✔ Student Loans
✔ Judgements & Repossessions
Includes personalized dispute strategy and ongoing progress monitoring.
Our 3 Month Credit Repair Package is designed for clients who need extended dispute cycles and deeper credit improvement strategies. This plan allows multiple review rounds to maximize results.
What’s Included:
✔ Full Credit Report Analysis
✔ Multi-Round Dispute Process
✔ Late Payment Removal Strategy
✔ Collection & Charge-Off Targeting
✔ Hard Inquiry Review & Dispute
✔ Judgement & Repossession Assistance
✔ Student Loan Review
✔ Personalized Credit Building Plan
✔ Ongoing Progress Monitoring
Ideal for individuals serious about improving their credit profile within a structured timeframe.
Our 6 Month Credit Repair Package is a comprehensive credit restoration program designed for clients with multiple negative accounts or serious credit challenges. This extended plan allows for multiple dispute cycles and in-depth credit restructuring.
What’s Included:
✔ Complete Credit Report Analysis
✔ Multi-Cycle Dispute Process
✔ Late Payment & Collection Removal Strategy
✔ Charge-Off & Repossession Assistance
✔ Hard Inquiry Dispute & Optimization
✔ Judgement Resolution Guidance
✔ Student Loan Review & Strategy
✔ Creditor Communication Support
✔ Personalized Credit Building Roadmap
✔ Ongoing Monitoring & Strategy Adjustments
Best suited for individuals committed to achieving long-term credit improvement and financial stability.
Monthly Plan Option Available
Startup fee is $175.
After enrollment, $99 will be charged monthly.
This plan includes ongoing dispute processing, strategy updates, and continuous credit monitoring support.
Startup fee is $175.
After enrollment, $99 will be charged monthly.
This plan includes ongoing dispute processing, strategy updates, and continuous credit monitoring support.
Privacy Policy
At The Nova Group, your privacy is respected and protected. We safeguard all personal and financial information shared with us.
We may collect identifying information necessary to perform credit restoration services. Information is used solely to provide services, communicate regarding your account, and comply with legal obligations.
We do not sell or rent your personal information. Information may be shared only with authorized third parties when required to perform services on your behalf.
The Nova Group provides ethical and compliant credit restoration services in accordance with the Fair Credit Reporting Act (FCRA).
Results vary based on individual credit profiles. No specific outcome or timeframe is guaranteed.
Clients agree to provide accurate information, maintain required credit monitoring, and respond promptly to documentation requests.
Terms of Service
Due to the nature of digital and credit restoration services, all sales are final.
No refunds are provided once work has begun.
Clients may cancel services at any time with written notice to avoid future billing.
Refund Policy
Disclaimer
The Nova Group is not a law firm, financial institution, or credit bureau. Services are provided for educational and credit restoration purposes only and do not constitute legal or financial advice.
Elevating Credit. Building Legacy.
Elevating Credit. Building Legacy.
Cancellation Policy
Clients may cancel services by submitting a written request via email to info@thenovagroup.org.
Cancellations must be submitted at least 3 business days prior to the next billing cycle.
Access to services will remain active through the end of the current billing period.